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If your car recently took a beating from a Texas hailstorm, you're probably asking:
“Will filing a hail damage claim raise my insurance rates?”
The short answer: No, it won’t.
At Comeback Auto Assist, we help everyday drivers navigate the insurance process with confidence and zero cost. Here’s everything you need to know.
Hail damage is classified as an Act of Nature—meaning it falls under comprehensive insurance. By law in Texas, your provider cannot raise your premiums just because you filed a hail claim. These are considered outside your control.
So if hail damaged your vehicle, it’s your right to get it fixed without fear of a rate hike.
Here’s another common misconception:
“Even if my rates don’t go up now, won’t they rise later because of my claim?”
The truth is that insurance premiums are adjusted based on geographic risk. If you live in a hail-prone area, your rate may go up whether or not you file. That’s why you shouldn’t wait—leaving hail damage unrepaired can actually cost you more in the long run.
If your car is totaled in the future, unrepaired hail damage will be deducted from your total payout. That means less money in your pocket—even though you were covered. By addressing damage now, you maintain the full value of your vehicle.
At Comeback Auto Assist, our process is designed to be simple, legal, and seamless:
This isn’t a gimmick—it’s how the system is meant to work. We simply make it easier.
With over 500 successful repairs, 50+ five-star reviews, and concierge-level service, Comeback Auto Assist is the preferred choice for hail repair across DFW and surrounding areas.
We’re not just here to fix your vehicle—we’re here to protect your time, money, and peace of mind.
Book your free inspection today and experience a hassle-free, zero-cost repair process from start to finish. We’ll handle everything—so you don’t have to.
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